Friday, October 9, 2026

Different Goals, Different Habits, One Place to Save: Find Your Savings Style

 

Jax Reyes

Saving means different things to different people—from managing daily expenses to building an emergency fund or planning for the future. But with competing priorities, knowing where to put your money first can be challenging. TransUnion’s most recent Consumer Pulse Study found that 49% of Filipino consumers increased their emergency savings, while Sun Life’s 2026 Financial Resilience Index found that managing daily expenses is the top financial priority for more than half of Filipinos.

With priorities ranging from daily needs to future goals, saving is ultimately about finding habits that fit your life and give your money purpose.

To help Filipinos navigate their personal finance journeys, Jax Reyes, a well-known finance content creator recognized for making personal finance and money management more accessible online, shares practical advice on everything from saving and budgeting to making the most of your money.

“Not making a move is still a move. Not making a decision is still a decision. Every month, naka-upo yung pera mo sa same account. That is still a decision. But do you know that the quietness in that decision is costing you something?” said Jax.

Through a series of modules, Jax helps you identify what type of saver you are, find an approach that works for you, and discover how you can make your savings work toward your goals. Have a look and see which type of saver you are:

“May Naitabi” — The Accidental Saver

For the “Ay, may natira pala” saver, putting money aside isn’t always part of a carefully planned routine. Savings happen almost by accident—whatever remains after bills, essentials, and a little spending. The catch is that when this extra money stays in the same account as everyday funds, it can easily get spent without getting noticed.

A simple way to make this habit more intentional is to give those small, irregular amounts a dedicated place to stay. With a high yield savings account in GSave, even your may naitabi money can earn up to 3.5%, instead of simply sitting in your account. After all, saving doesn’t always have to start big—it can start with whatever you have left, as long as you make the effort to keep it saved.

“May Huhugutin” — The Rainy-Day Saver

For the “may huhugutin” saver, having a financial safety net brings peace of mind. You like knowing there’s money set aside for the unexpected, but when your emergency fund sits in the same account as your everyday money, it can be tempting to treat it as part of your daily spend. One way to make your emergency fund work better is to give it a dedicated place, separate from the money you use day to day.

With a dedicated GSave account, your emergency savings can be kept out of sight from your everyday balance, while still remaining accessible when a genuine need comes up. Because when it comes to rainy-day funds, the goal is may huhugutin when you really need it—not when you’re short on your weekend splurge.

“May Pinaglalaanan” — The Goal-Setter

For the “may pinaglalaanan” saver, every peso has a purpose. You may be saving for a long-awaited trip, a big purchase, or another goal that you’re hoping to check off soon. The challenge comes when goal money and everyday spending share the same account—you have to constantly keep track of what’s “untouchable” and what’s actually available to spend.

Giving each goal its own dedicated place can make saving feel more tangible and help you stay accountable. With GSave, you can set aside money for a specific goal and easily see your progress along the way, without having to do the mental math every time you check your balance. After all, it’s easier to reach your goals when you see how far you’ve come.

“May Pinaghahandaan” — The Future Thinker

For the “may pinaghahandaan” saver, saving is all about thinking ahead. You’re not just preparing for your next purchase or vacation—you’re setting money aside for bigger milestones, whether that’s a future home, your child’s education, retirement, or another long-term dream. But when those savings simply sit in a regular account for years, they may not be doing much beyond waiting for the day you need them.

Giving long-term savings a dedicated place can help you stay focused on the future while allowing your money to potentially grow over time. With GSave, you can set aside money for tomorrow in a dedicated account, while options like UNO Time Deposit offer rates of up to 5.5% p.a. for funds you’re ready to set aside for longer. This way, you can keep money for today separate from what you’re preparing for tomorrow—and let your savings start working toward that future today.

“Hindi lang talaga siya about dapat magaling ka sa pera. It’s really about choosing a partner kung saan mo dapat ilagay. Saan siya mas magwo-work hard for you? Sometimes, the convenience, the complacency, is costing you. This is [an option] where you can put your money where it’s working for you—that’s what’s important. This is the real upgrade. Because siyempre, we all want it to be easy, but pinaka-importante is that I want it to be beneficial for you as well,” noted Jax.

Want to find the saving style that works best for you? Explore Jax’s modules on saving for practical tips on building better saving habits.

This October, Your Savings Could Come With More Reasons to Grow


Whatever your savings style, putting your money aside can be more rewarding when you have more reasons to stay on track. This October, GSave gives savers another reason to make their money moves count with GCash Shake It Up!


You don’t have to wait until payday to get started—simply open the GCash app each day and tap on an eligible product, such as GSave or GFunds, to unlock one free daily shake. Each shake automatically gives you one raffle entry for a chance to win Php 10,000 in cash, while also giving you the chance to score instant shopping vouchers worth Php 1, Php 50, or Php 200.

Save to Win Bigger

Ready to level up your wealth? Save or invest at least PHP 1,000 in eligible Wealth Management products like GSave or GFunds to earn one raffle entry per ₱1,000 deposited (for GSave, funds must remain in the account for at least 7 days).

The promo is open to both new and existing users, giving everyone a chance to win exciting prizes throughout the campaign. Up for grabs are:
● October 1-15: One Yamaha Aerox scooter
● October 16-31: The campaign's grand prize of PHP 500,000 in cash

There’s no one right way to save—the best approach is the one that fits your habits, goals, and priorities. Whether you’re may naitabi, may huhugutin, may pinaglalaanan, or may pinaghahandaan, giving your savings a dedicated place can help you stay intentional about where your money goes. Because smart money habits don’t have to feel restrictive—they can help your money grow while giving you something to look forward to along the way.

To open an account on GSave you must be a Filipino Citizen, at least 18 years old, and a fully verified GCash user. Ready to grow your money? You may access GSave through the GCash dashboard or find it under “Grow.” No GCash yet? Download the GCash App on the Apple App Store, Google Play Store, or Huawei App Gallery. Kaya mo, i-GCash mo!

Wednesday, October 7, 2026

What should you do to help a child with a violent behavior?

 

Violence among youth stems from a combination of factors, including mental disorders, antagonistic attitudes, underdevelopment of crucial psychological skills, and media exposure.


Reports of violence are becoming more commonplace these days with stabbings, fist fights, and shootings at close range now brazenly done in broad daylight. Yet what often shocks people is that the alleged perpetrators behind these acts of aggressive behavior are children or teens.

In Basilan, two teens beat a 15-year-old schoolmate for refusing to smoke a cigarette. In General Trias, Cavite, a 14-year-old girl entered a classroom and stabbed seven Grade 5 students with a kitchen knife. Investigations continue following a 14-year-old boy’s senseless school shooting in Tacloban, Leyte, where three students were killed and at least 20 wounded.

To the parents of the victims, such actions against their children are both heartbreaking, deplorable, and intolerable. But what about the parents of children who performed the aggressive behavior? Were they aware that their son or daughter was capable of violence—or were they just as surprised as the rest of us when they got the news?

No exact reason

Why children and teenagers are capable of such shocking behavior is a question Constantine L. Yu Chua, MD, is often asked. “There is no exact reason why violence occurs in children or teenagers,” according to the Child and Adolescent Psychiatry Specialist from top hospital in the Philippines, Makati Medical Center (MakatiMed).

Rather than pinpointing a single cause, he believes violence among youth stems from a combination of factors. First are biological factors, specifically mental disorders. This is not to say that those with psychiatric conditions are automatically dangerous. It is that certain conditions can impair self-control, mood, social perception, and judgement. Next are psychological factors, including antagonistic attitudes (seeing peers and authority as enemies), dehumanization, and hopelessness for the future.

Underdevelopment of crucial psychological skills such as emotional regulation, problem solving, decision making, and empathy also contribute. Third are social factors. Experiencing violence at home, in school, and in their community can normalize such behavior and make them seem acceptable. If a child is being bullied or abused, he or she may want to fight back in a similar manner. The lack of connection and social support gives less incentive to behave in a socially constructive manner. Access to weapons can transform ideation into action.

Media and cyberspace have also been implicated in encouraging violent behavior. Many pointed out that the 14-year-old alleged shooter from Tacloban played mobile games which exposed gamers to interactions with negative influences that may hav And yet, says the MakatiMed Child and Adolescent Psychiatrist, one can be exposed to all these risk factors and still maintain a sound mind and attitude in the presence of protective factors: having meaningful relationships and connections, a sense of purpose and connection, and engaging in intervention are among the most important. e radicalized them. Sensationalized reporting of violence can “glorify” this concept among young minds, especially if these attitudes are reinforced by influential figures.

And yet, says the MakatiMed Child and Adolescent Psychiatrist, one can be exposed to all these risk factors and still maintain a sound mind and attitude in the presence of protective factors: having meaningful relationships and connections, a sense of purpose and connection, and engaging in intervention are among the most important.

Red flags

He advises parents to be sensitive to a predisposition to aggressive or violent behavior in their children. Having a pattern of conduct problems such as smoking, drinking, stealing, vandalizing, and bullying are certainly red flags. Expressing, whether verbally or through online platforms, a plan to inflict harm on someone should be taken seriously. In some cases, youth “do not feel guilt or empathize with other people,” says Dr. Yu Chua. “They do not respond to the usual means of discipline.” On the other hand, some recognize their misconduct and want to change but are repeatedly overwhelmed by their emotions and lose control.

‘Connect and collect’

A huge challenge stands before parents with kids who struggle with aggressive behavior. It is not an insurmountable one, assures Dr. Yu Chua, who believes that understanding a child’s behavior and meting out appropriate disciplinary action can be done together.

“We say ‘connect and correct.’ We understand them and validate their thoughts and feelings, but we’re also going to give consequences or lessons,” he says. “Others tend to correct [bad behavior] right away, so it’s not as effective. And just because we understand what they’re going through doesn’t mean we let go of their negative actions. Moreover, punishment isn’t the only form of discipline, reinforcing good behavior is a bigger part of it.”

It helps that some troubled youth acknowledge their issues. “From my experience as a Child Psychiatrist, many times it’s the teenager who tells their parents that they may have a problem, and we should certainly listen to this call for help,” shares Dr. Yu Chua.

To determine the state of a patient’s mental health, a certified Psychiatrist will perform an evaluation. This typically includes clinical interviews, psychological testing, and lab tests to rule out an underlying physical condition. Depending on the findings, treatment can range from counseling and talk therapy to the prescription of medication.

“Sometimes, counseling alone is not enough if there is a mental health disorder that contributes to violence,” explains Dr. Yu Chua. “And medication alone is not enough because they need to change their thinking, their behavioral patterns, develop their skills for self-control, problem-solving, and socializing. A combination is the best.”

Doctors and professionals, however, are just part of the intervention team. The involvement of parents, family members, teachers, and friends is what truly transforms an at-risk child to feel calm, secure, seen, and loved, thereby changing for the better.

“Number one is to model good behavior,” says the MakatiMed Child and Adolescent Psychiatrist. “You need to show them how to deal with stress and problems without resorting to violence. Anger can be part of normal life, but there are healthy ways to express this. Number two is to build relationships. It’s less likely for a child or teenager to be violent if they know that someone loves them, supports them, will talk to them about their problems, and will be supportive of their future.”

Creating opportunities for kids to be productive and kind to others can have a transformative effect as well. “It’s the opposite of violence,” Dr. Yu Chua points out. “When you’re helping others and you’re able to accomplish good things, you can walk further away from violence.”

For more information, please contact MakatiMed On-Call at +632.88888 999, email mmc@makatimed.net.ph, or visit www.makatimed.net.ph. Follow @IamMakatiMed on Facebook and Twitter.











Best Buddies Philippines Dance Night

 


Best Buddies Philippines Foundation, Inc. hosts annual Dance Night with the theme Euphoria at the Clubhouse, The Palace on October 10, 2026. This is a safe, inclusive, and accessible night to provide an avenue for socialization and connection for the Best Buddies members, advocates, families, and sustainable partners.

Continued commitment to fostering social inclusion

The Best Buddies team experienced a significant push in expanding friendship chapters in Metro Manila and in Legazpi, Albay through the establishment of new friendship chapters. Through these friendship chapters, schools and universities commit to creating structured opportunities for students with intellectual and developmental disabilities (IDD).

Best Buddies Philippines welcomes the I’mPERFECT Cast during Haunted Hangout 2025 to amplify their film’s representation of Filipinos with Down syndrome





School chapters are upskilled with training on disability inclusion, creating appropriate avenues for friendship, and leadership development. Educators and student leaders get to participate in different flagship events, collaborations, and events that tackle arts, music, dance, sustainability, and unique opportunities outside of the classroom.

Annual fundraising and opportunity for community building

This annual dance night is a celebration of the community supporting and empowering Best
Buddies. Programs, activities, and initiatives are developed through the support of different stakeholders providing financial, venue, knowledge sharing, and commitment to learning how to serve, include, and respect individuals with IDD.

Best Buddies community members and advocates fill the space of Xylo at the Palace, Bonifacio Global City making connections and memories during Haunted Hangout 2025.





In collaboration with The Palace, the BBPFI community provided disability and sensitivity training for all the frontliner staff, bouncers, waiters, and auxiliary support staff to contribute to a safe and inclusive environment. BBP continues to provide tailor-fit and appropriately designed disability and inclusion training for school settings, corporate social responsibilities initiatives, and structured knowledge sharing spaces like forums and panels to fill the gap brought about by lack of factual information and stories of neurodivergent Filipinos.




You can continue to purchase tickets at https://qlickpass.com/event/euphoria/137 to gain entry to the event. All proceeds will go directly to support the Best Buddies programs, activities, and expansion of the mission of inclusion.

School friendship chapters are empowered to create, brainstorm, and build safe spaces for their buddies to be included in their schools through meaningful onsite activities and awareness campaigns. This is a photoshoot created by the British School Manila Friendship Chapter which was recently awarded International Friendship Chapter of the Year at the Best Buddies Leadership Conference 2026.



Best Buddies Philippines programs help people with intellectual and developmental disabilities (IDD) form meaningful friendships with their peers, secure successful jobs, live independently, and develop self-advocacy and communication skills. 

You can watch their past activity here.


Support people with IDD today by visiting bestbuddiesph.org/donate.


For more information, please visit the website www.bestbuddiesph.org.



Tuesday, October 6, 2026

Spook-tacular street parties and more in store for Hong Kong’s first-ever Halloween Month

 

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For Filipino travelers looking for a reason to travel to Hong Kong this season, this is your sign. For the first time, Hong Kong Tourism Board (HKTB) is bringing “Hong Kong Halloween Month,” to the streets, with major districts across the city gearing up for the spooky season every Saturday from October 17 to 31.

With the theme “Make the Streets Your Runway,” the city-wide celebration invites both visitors and locals to dress up and take their Halloween looks beyond the theme parks and straight into the streets.

Join the city’s largest Halloween Cosplay Street Party for a scary good time

In Central, Pinoy art fans can enjoy large-scale, Halloween-themed installations like giant eyeballs, a mysterious gateway, and a haunted jail. There will also be an outdoor music party and a family carnival so parents can take their kids on a spooky night out on the town. Pet parents will be sure to enjoy the Kai Tak Sports Park Halloween Party, with pet photo spots, neon lighting installations, and live busking performances.

Monster flash mobs, roaming cosplayers in full Halloween regalia, and DJ performances are what await at the Only in LKF! Halloween Cosplay Party @LKF Monster Mash, featuring three major themed cosplay street celebrations: “Monster DJ Night”, “Wizard Block Party”, and “Monsters Night.”

For Filipino travellers craving a big city photo moment and a sweet treat, you can’t miss the Next Stop, Mong Kok! Langham Place Halloween Street Party. Here, you can find the iconic red Hong Kong minibus transformed into the “Mong Kok Haunted MiniBus” installation, along with themed snacks and limited-edition desserts to keep your energy going.

Make sure to put on your dancing shoes for the TST East Halloween beats party where you can find local and international DJs spinning some scarily good tunes set against the backdrop of the iconic Victoria Harbor.

Fun frights and themed nights at major city theme parks

Hong Kong’s two theme parks are also rolling out their signature Halloween events to attract Filipino families. Hong Kong Disneyland Resort’s “Disney Halloween Time” transforms the park into an ultimate Halloween destination. You can enjoy the park’s line-up of entertainment offerings, including the all-new musical celebration “Mickey’s Happy Halloween Adventure,” a grander “Uninvited! A Villains Takeover Party,” award-winning musical “Let’s Get Wicked,” and with a variety of themed food and beverages, merchandise, and Trick-or-Treat experiences.


Ocean Park Hong Kong’s will also be hosting its annual “Halloween Fest,” with four thrilling scare experiences and a packed line-up of unmissable Halloween entertainment. Highlights include a landmark collaboration with “Under the Castle”, an original intellectual property (IP) created by internationally renowned artist Jackson Wang, delivering an immersive, multi-sensory horror experience. The themed dining experiences, limited-edition merch, and interactive activities also cannot be missed.


Get Free Rides Just by Dressing Up

Dressing up in your best Halloween costume will also get you to places—for free. Bust out your most creative costumes and enjoy free rides on the iconic Ding Ding Tram and Citybus’ Halloween-themed, stop sightseeing bus route on October 17, 24, and 31. The open-top sightseeing bus will stop at all five street party locations to make sure you don’t miss out on any of the fun and Hong Kong Tramways’ Ding Ding Tram will be available to the public between Causeway bay and Sheung Wan (Western Market).

For more information, visit Discover Hong Kong.

Sunday, October 4, 2026

Gateway Art Fair opens 5th year with record number of exhibitors, first-ever awards

 

Gateway Art Fair Opening


Gateway Art Fair, Quezon City's highly anticipated celebration of visual arts, officially opened its fifth edition, and biggest yet, on October 1 at Araneta City.

The event, which runs from October 1 to 4, showcases artworks from 250 local participants – the highest number since the fair began – across Gateway Malls 1 and 2, making this year's edition the biggest yet.

The main exhibit unfolds at the Quantum Skyview of Gateway Mall 2, where 36 booths featuring artists and art groups from different parts of the country showcase their works. Among the participants are Yaru Nu Artes Ivatan, Voyage: Mindo Artist Group, UST College of Fine Arts, Artistica PH, Pugad in Art Studio, Female Art Addicts, and more. Admission to the exhibit is free.

Aside from enjoying the exhibit, the public is also invited to engage with art directly through hands-on workshops in mandala-making, collaborative drawing, soft sculpture, rubber and relief cutting, and other free activities from October 2 to 4 at Gateway Mall 1.



Visitors can further immerse themselves in art through installations designed by local artists. These include works by Chris Luca exploring the struggles of commuting; Elias Pernecita Jr. highlighting art and sustainability; and Nina Chanco Libatique presenting an interactive and playful artwork for pets. These installations are located on Levels 3 and 4 of Gateway Mall 2.



Presented by the J. Amado Araneta Foundation (JAAF), Gateway Gallery, and Araneta City; co- presented by Metrobank; and held in partnership with Megaworld, the Gateway Art Fair reinforces JAAF's core mission of opening gateways to creative and economic opportunities. It has been held annually at Araneta City since 2022.



Gateway Art Fair Awards

The fair's opening ceremony on October 1 was marked by the inauguration of the 1st Gateway Art Fair Awards.

Winners were chosen among this year’s participants and were recognized under three categories: the Gateway Art Fair Masterpiece Award for an outstanding artwork in the exhibit, the Breakthrough Artist Award for a piece that presents a unique perspective, and the Exhibit of the Year Award for the best-designed booth.

The winners were:

• Quarto Arts for the Gateway Art Fair Masterpiece Award

• Vice Versa Artists Group for the Breakthrough Artist Award

• Artist duo and sisters Marj Sula-Aquino and Mathilda Sula-Sun for the Exhibit of the Year

Award

Winners received a trophy sculpted by Jenny Cortes, PHP 10,000 in cash from JAAF, PHP 10,000 worth of gift certificates from National Book Store, and PHP 10,000 worth of Boysen paint products.

The opening ceremony was attended by key cultural and civic leaders, including Quezon City Mayor Joy Belmonte; NCCA Program Management and Evaluation Division Chief Edwin Dipalac; Cultural Center of the Philippines Visual Arts and Museum Division OIC Mark Jones Medina; JAAF President Rowell Recinto; JAAF Executive Director Diane Romero; Araneta City Vice President for Marketing Marjorie Go; Metrobank Foundation Head of the Arts and Design Unit Lalaine Calicdan; Boysen Paint Philippines Area Manager Harold Lim; National Book Store COO Maricel Diaz; and Prof. Toym Imao of the UP College of Fine Arts.

Since its launch, the Gateway Art Fair has provided a platform for artists and art groups from across the country to showcase their creativity through the annual fair and year-round developmental and support initiatives.


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