Friday, January 27, 2023

How to Choose Your Precious Metal Jewelry


When it comes to shining up your wardrobe, nothing adds the finishing touch like the sparkle of precious metal jewelry. Shopping for precious metal jewelry can be an exciting experience - but it can also come with a bit of stress if you need to become more familiar with what metals are available and what distinguishes them from one another. 

Whether you’re searching for something to adorn yourself or gifts for special occasions, determining which type of precious metal is right for you is essential to finding pieces that will last a lifetime! From traditional gold and silver to modern alternative options, let’s explore some tips and tricks on selecting the best precious metal jewelry that fits your style and budget.

What precious metal is best?

When it comes to deciding which precious metal is the best for your jewelry, there really is no one-size-fits-all answer. Each type of metal has its own unique characteristics and benefits that may make it ideal or inappropriate, depending on what you’re looking for in a piece of jewelry.

Need help with your precious metals? Here’s a tip! 

Suppose you’re ever curious about the precious metals and gems in your possession and want expert advice on their authenticity and valuation. In that case, Willyn Villarica is your go-to person for excellence. He has an eye for detail and many years of experience. With his appraisal services, you can trust that all the details are managed accurately to give a precise result every time.

Precious Metals to Choose From


When used by itself, gold refers to either entire gold or "pure" gold, which is 24-carat (24K) gold. Because 24K gold is soft, it is typically alloyed with other metals to boost its hardness and endurance. If a piece of jewelry is not made of 24-carat gold, the karat quality must accompany any claim that it is gold.

The karat quality designation indicates the percentage of gold in a piece of jewelry. 14K jewelry is composed of 14/24, or 58.3%, gold and 10/24 parts of an alloy metal. The higher the carat rating, the greater the gold content in a piece of jewelry.

The carat quality of jewelry should be indicated. The company's name or U.S.-registered trademark should also be shown close to the karat quality mark. The trademark may be a name, symbol, or set of initials. You should search elsewhere if a trademark does not accompany a quality mark on a piece of jewelry.


Platinum is the rarest and most expensive metal. Because it is incredibly durable and will never tarnish, its worth is readily apparent. You may also combine it with other metals to give it a unique aesthetic, guaranteeing that it always seems new. In addition, platinum's extraordinary durability makes it a perfect material for daily jewelry.

In addition, platinum jewelry is naturally hypoallergenic due to its high purity level, making it the ideal choice for people with sensitive skin. In other words, platinum jewelry is always a safe investment.

Platinum is a highly uncommon metal, much more uncommon than gold. Due to its scarcity, it is also a costly metal, and it has only been discovered in a few areas globally, including the Ural Mountains in Russia, the Merensky Reef in South Africa, and a few tiny mines in the United States and Canada.

Platinum is a strong and dense metal, allowing it to be utilized in various ways. Platinum is utilized in jewelry, laboratory equipment, dental work, electrical connections, and car emission control devices. The term platinum is derived from the Spanish word plata, which means "little silver."

In jewelry, platinum consists of an alloy of six heavy metals: platinum, palladium, rhodium, ruthenium, iridium, and osmium. In terms of weight and chemistry, these other metals are so close to platinum that the majority were separated from one another in the early nineteenth century.

Frequently, platinum is alloyed with copper and titanium. Compared to gold, platinum requires less amount of alloy to be fashioned into jewelry. It is the only precious metal used in exquisite jewelry that is between 90 and 95 percent pure, highly hypoallergenic, and resistant to tarnish. When scratched, platinum jewelry retains its color, brightness, and weight, but other metals may lose their shine or become tarnished.


The terms silver or sterling silver denotes a product containing 92.5% silver. The 925 mark on silver items indicates that 925 parts per thousand of the product are pure silver.

Some jewelry is silverplated, in which a coating of silver is attached to a base metal. The term "coin silver" refers to compounds containing 90% silver. In accordance with the legislation, silver with a quality mark must also carry the firm's name or a U.S.-registered trademark or individual standing behind the mark.

Flexible and resilient, silver is resistant to repeated wear and tear. One could even claim that silver is a metal that demonstrates its mettle. In their current shapes, contemporary jewelers continue to employ silver. There are several economical and stylish options for a diverse look.

Why invest in precious metal jewelry?

Of course, you need to consider some things before you start a new endeavor, be it simple snack savers or as big as jewelry investment! 

Investing in precious metal jewelry is a great way to shield yourself from the diminishing value of paper currency. Precious metals like gold, silver, and platinum have intrinsic value that can ensure your investment increases as inflation rises. Furthermore, compared to other investments such as stocks or bonds, precious metals carry no credit risk and offer investors unique inflationary protection through their tangible nature. This makes them ideal for those looking for an alternative to traditional financial instruments without taking on added risks associated with volatile markets and difficult-to-value assets.

In addition to providing robust financial protection against the impacts of inflation, investing in precious metal jewelry also offers many aesthetic benefits. Jewelry pieces crafted from valuable metals are beautiful works of art that look eye-catching adornment when paired with clothing or worn as standalone pieces. 

Vivo Y02s’ upgraded 3GB+64GB storage and its amazing specs


The vivo Y02s captured the market with its slim yet powerful capability last 2022, but it’s about to get even better! The smartphone is now available in 3GB RAM + 64 GB internal storage– double its original available variant, for only Php 5,999! Here’s how you can maximize this BIG update!

Bigger storage and unlimited fun

It is never too late to start having fun in the new year. If you enjoy doing so many things at once, this upgrade is for you. Now having up to 6GB Dynamic RAM and 64GB memory, you can switch from one app to another or play your favorite songs in the background while scrolling through your socials without having to worry about lagging.

On top of vivo Y02s’ uninterrupted user experience, never run out of storage space for your picture-perfect moments with family and friends. Saving photos or videos won’t be a worry anymore because with its 64GB internal storage, no precious memories will go to waste. Now, you can document all of your life’s events or celebrations and even secure your most important files all in one device.

Your all-out companion

A low battery notification on a busy day can be a bummer, but with the vivo Y02s’ 5000mAh battery power, you can slay the days ahead easily. Get your checklist done while still maintaining a sense of work-life balance. What’s even more exciting is its Type-C Hi-Speed Port + 10W Fast Charge that will be your companion to stay loaded during the day. With this much power in your device, you can play your favorite mobile games, vibe with your favorite  artists, watch funny videos online, and stay productive all day long.

 To make sure that your device can keep up no matter how busy and always on-the-go you are, the vivo Y02s sports an easy-to-carry 8.19mm body complemented by a good handgrip and ultra trendy design that is convenient to handle whenever you’re moving around. Slip it in your pocket comfortably or just hold it and flex its eye-catching design to compliment your fashion

Thursday, January 26, 2023

Qualified UMID applicants have free Upgrade to UnionBank SSS UMID ATM Pay Card


Union Bank of the Philippines (UnionBank) is reminding members of the Social Security System (SSS) who are qualified for a free upgrade to the UnionBank SSS UMID ATM Pay Card to avail of the offer now so they can enjoy an easy and convenient way to receive their SSS proceeds.

Announced a few months ago, the UnionBank SSS UMID ATM Pay Card is a government-issued ID card and fully functional ATM card that is linked to a UnionBank savings account, where SSS members can receive the proceeds of their benefits, loans, and refunds. The savings account doesn't require a maintaining balance.

SSS members who are registered on My.SSS and have applied for the standard UMID card but have not received it yet may avail of the UnionBank SSS UMID ATM Pay Card upgrade for free. To let them know about the upgrade option, SSS also sent invitations to qualified members via email, so they may want to check their email. The upgrade will be available to all SSS members applying for the UMID card eventually.

Qualified members may upgrade their card by logging in to their My.SSS account, or register if they haven’t yet. They will then need to go to the E-Services tab, access the "Data Sharing Consent for UMID Pay Card" option, and give their consent to share their information with UnionBank.

Next, they must download the UnionBank Online app, which is available on the Google Play Store, Apple App Store, and Huawei AppGallery. They can also visit and or scan the download QR code.

On the app, they need to select the "Open an Account option," choose "Government" click UMID Pay Card Account" then click “Agree to the Terms & Conditions and Data Privacy Consent” to continue. After making sure that their SSS information is updated and correct, they will need to complete the form to open their savings account. More details are available at

Upgrading to the UnionBank SSS UMID ATM Pay Card comes with a few perks. Once the free upgrade is completed, funding the account with a minimum of PHP1,000 entitles the owner to a free Jollibee eGC worth P200 and a chance to win a brand-new Mitsubishi Xpander GLS sponsored by UnionBank. Account holders must fund their account on or before Feb 28, 2023 to enjoy these perks.

Because the card is linked to a UnionBank account, users will be able to enjoy fully-featured ATM transactions, as well as digital banking services and advanced features like financial goal setting and payment requests via the UnionBank Online app.

UnionBank has been a long-time partner of the government in the issuance of two-in-one ID and pay cards that have benefited countless Filipinos over the years, and the new UnionBank SSS UMID ATM Pay Card is just one of the many innovative offers that have come from its partnerships with the government agencies like the SSS and the Government Service Insurance System (GSIS), to name a few.

To learn more about the UnionBank SSS UMID ATM Pay Card, visit umid.

Monday, January 23, 2023

P&G offers assistance to needy communities during Urban Poor Solidarity Week.


Procter & Gamble (P&G) Philippines, the trusted brand with a diverse range of superior health care, home care, beauty, and grooming products, aids over 6,000 urban poor families during Urban Poor Solidarity Week in partnership with the Presidential Commission for the Urban Poor (PCUP). 

Through the collaboration, P&G donated over Php 650,000 worth of P&G hygiene and home care products during the Urban Poor Solidarity week’s first-ever PWD Assembly and Senior Citizens’ Assembly, aiding urban poor communities in Quezon City, Mandaluyong City, and Masbate Province. 

“P&G Philippines continues to be one of PCUP’s catalysts in making sure that the less fortunate families in the country live their lives a little easier despite poverty and scarcity. The success of the Urban Poor Solidarity Week 2022 celebration would not have been possible without the support of P&G Philippines,” says PCUP Undersecretary Elpidio Jordan Jr. 

Since 1986, the PCUP has been the direct link between the urban poor and the government in terms of policy formulation and program implementation. It is tasked with establishing projects such as the PCUP Caravan and PWD and Senior Citizen’s Assembly to help empower marginalized communities by giving them access to basic needs and services.

According to PCUP, aside from food packs and medicine, proper hygiene is as vital as necessities. Access to products that enrich health, home, hygiene, and daily life empowers the urban poor sector and P&G’s product donations help fulfill this immediate need. 

Aside from promoting proper hygiene education and access to P&G’s hygiene, and daily life products, the program also acquainted PWDs and senior citizens with the different programs and services of participating agencies that they may avail of in times of need. This includes health, legal, education, employment, housing, and other government services.

“Making a positive impact has and will always be at the core of P&G’s operations. We are grateful for the continuing partnership with PCUP; through their programs and projects, we are able to give Filipino families access to our products and promote health and hygiene,” says Raffy Fajardo, President of P&G Philippines. 

Sunday, January 22, 2023

How Lalamove Empowers Businesses Owners like Kim Chiu Through Affordelivery


Cebuana actress Kim Chiu recently fulfilled her dream of owning a business when she launched House of Little Bunny, an online shop that sells fashionable and dainty tote bags and crossbody bags to complete one’s wardrobe, accommodating local consumers and even those abroad. 

As Kim makes strides in business, she has tapped 24/7 same day, on-demand delivery platform Lalamove as her partner in nationwide delivery for her bestselling handbags, catering to customers across Luzon and her hometown in Cebu and marking her Lala-lovely beginning as the platform’s newest ambassador.

Related Posts Plugin for WordPress, Blogger...