With the start of the new school year just around the corner, most parents, particularly mothers, are preparing to ensure a smooth back-to-school season for their children. This includes ensuring that tuition and other expenses are handled in time for the start of courses, as well as supplying everything they will need, such as textbooks, pens, paper, uniforms, and even gadgets, to be armed with the correct tools for their school assignments.
However, the overall cost of these back-to-school needs can strain your finances, especially when you have a fixed monthly income. This is why it is crucial to manage your expenses properly. As this task can be quite challenging, here are some smart budgeting tips you can apply to avoid overspending in the upcoming school year.
Check out these tips to learn how to be money-savvy:
Establish a list of school essentials, other important expenses
Making a detailed list gives you an insight of the important products your children will need as well as the fees you will need to pay for the forthcoming academic year. This allows you to prioritize which back-to-school issues to address first while not missing anything vital.
Check your children's school supplies from the previous school year before finishing your list. Once you've determined which products can be reused this season, you can cross them off your list to save money.
Determine your budget
Now that you've compiled a detailed list for the back-to-school season, you can begin researching or calculating the costs of everything your children will require. You can then create a realistic budget depending on your financial capabilities. This allows you to better manage your money and make more educated purchasing decisions.
Take advantage of deals, discounts
When shopping for materials, sales and discounts can considerably reduce the entire cost. Taking advantage of such deals allows you to save more money without sacrificing the quality of the things. During this time, you may also buy in bulk so that you have enough school supplies to last the entire academic year, reducing your children's school expenses in the long term. Furthermore, you will be able to stretch your budget even further to purchase additional products for your children or apply the saved dollars to other critical household needs.
The key to your back-to-school budget!
If you are seeking for a convenient and dependable solution for your budget in preparation for the forthcoming academic year, Home Credit has you covered with a back-to-school cash loan promo that is valid through August 31, 2023.
You may now apply for a cash loan at any time and from any location by using the My Home Credit App. With just one minute of processing, you can get a loan for as little as PHP 3,000 up to PHP 150,000 to meet your kids' expenditures this season, such as tuition, school supplies, and more. If you are an eligible customer, you can also enjoy various payment choices ranging from 12 to 60 months, as well as up to five months of free installments.
You are qualified to get this promo if your account is active and in good credit standing during the offer period. You can also enjoy Home Credit's ongoing promotions even after participating in the back-to-school cash loan promo.
Grab this amazing offer while it lasts! Take advantage of Home Credit’s promo to ensure your kids are well-equipped to face the new school year without breaking the bank.
To know more about the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph. You may also follow its official Facebook, Instagram, and
Customers are also encouraged to download the My Home Credit App on Google Play to learn
more about the latest promos and see what’s new in the Marketplace.
Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).
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