Money Tricks for the Homemaker

Frugality is not a bad word and so does being kuripot. It’s all about sensible spending and cutting down  on luho (luxury).  To ride out the tough times, squeeze that peso until Dr. Jose Rizal squeals.

So how exactly should we handle our money? Here’s a simple guide to your financial happiness. According to financial experts, only 10 percent should go to our WANTS (which includes travel, gadgets, clothes, etc.), 10 percent goes to EDUCATION (training, seminar, workshops), 10 percent goes to ASSURANCE FUND (Safety fund, HMO, Health fund), 10 percent goes to LIFESTYLE FUND (luxury living, cinema, spa), 10 percent must go to TITHES (church, charity, donations), 40 percent must go to HOME (Necessities, Food, Transpo, Bills) and another 10 percent is for YUMMY (young millionaire investments and business.).

Note: Percentage shown in each purposed are just examples, you may change it base on what you need and what you want. Just make sure that the total percentage is 100%. 

We have to pay our monthly bills before it's due date

The sad part is that in terms of financial priorities, 52 percent of young families place expenses such as cable and cellphone bills ahead of buying life insurance. Think about what matters most. 

How an Accident Made Me Change the Way I look at Insurance

This is how our ATV went turtle on the rough roads of Sandbox in Pampanga

My mom and I almost died when we met a vehicular accident in an adventure theme park in Porac, Pampanga back in 2014. That’s the ordeal I had to go through in order for me to learn the value of being insured. I wouldn’t want anyone to experience such in order for you to learn the value of having an insurance that’s why I’m sharing this story. I realized insurance was something I should’ve done long before I needed it. 

There is no way to really describe accidents accurately. I don’t remember anything at all; I don’t remember the ATV taking a sharp turn to the right either.  I just remember the sound of crashing ATV against my back, and then silence. My lumbar was hit by the ATV itself, I was frozen for only a moment, screamed at the top of my lungs asking nearby people for help, as I thought about my mom who was later found a few meters from where I was, unconscious with a fractured femur. 

Mom and me before the accident

Those who rescued us asked if I was okay and I got up after the ATV was removed off my back, my lumbar felt some tremendous pain but I ignored it. “I’m fine, is my Mom okay?”

My arm was filled with scars, burns and bruises right after the accident.

My mom was badly hurt. “At least she was alive. That is what’s important,” I said to myself.

My mom suffered a fractured femur and had to undergo operation/surgery for partial hip prosthesis

The Marketplace brings sophisticated shopping to Iloilo

Press release:

Iloilo shoppers rejoice! You guys now have access to all the freshest and finest products that The Marketplace has to offer with the premium grocery’s first opening in the area at Festive Walk Mall. As The Marketplace seeks to bring its refined offerings across the archipelago, the public can now shop at the world-class chain’s newest store.

“We are excited to finally be bringing The Marketplace to Iloilo,” says The Marketplace CEO Arleen Aldaba. “With our unbeatable assortment of quality products from here and all over the world, wide range of fresh choices, beautiful and spacious store, and impeccable customer service, grocery shopping will never be the same.”

Fresh meat

Iloilo shoppers now have access to all the freshest and finest products that The Marketplace has to offer with the premium grocery’s first opening in the area at Festive Walk Mall.

Dry seafood section

The Marketplace has transformed the ordinary grocery experience into a whole new world of premium grocery and lifestyle shopping, with its unique selection of local and international products including exclusive and well-known brands like Waitrose from the UK and Casino from France, attractive in-store promotions, and a comfortable and stylish store. Its grand opening in Iloilo marks the chain’s latest effort in bringing sophisticated shopping to more Filipino families.

Ready to cook section

Shoppers from Iloilo with a carefully-cultivated palate and acute sense of taste will particularly enjoy shopping in The Marketplace. Food lovers will relish choosing from a world of delicious delights among the world’s best gourmet brands, high quality fresh products, and even freshly cooked meals daily within The Marketplace’s aisles. Discover and enjoy a more vibrant grocery experience at The Marketplace Iloilo!

For more info, visit www.rustansfresh.com, follow and like rustansfresh on Facebook, and @rustansfresh on Instagram and Twitter.

The Marketplace are located at San Antonio Plaza, Rockwell Power Plant Mall and Central Square Bonifacio High Street, Connecticut San Juan, Eastwood City, Shangri-La Plaza, Paseo de Roces, Santolan Town Plaza, Three Central, Westborough, Leonard Woods and Festive Walk Mall. Also, visit Rustan’s Supermarkets at Makati Area: Glorietta, Greenbelt 1, Paseo de Magallanes, Alphaland Makati Place, Paseo Center, Century City Mall.  North Area: Gateway Mall, Katipunan, Tomas Morato, P. Guevarra, Corinthian Hills, Village Center Antipolo, The Grove by Rockwell, Ayala Malls The 30th. South Area: Ayala Alabang Village, Evia Lifestyle Center, Uptown Mall BGC. Cebu: Oakridge Business Park, Ayala Center, Arcenas Estate CDO: Ayala Centrio Mall.

Sabor Bar de Vinos Opens at the Novotel Manila Araneta Center

Right in the heart of the bustling commercial district of Araneta Center in Cubao, this newly opened Sabor Bar de Vinos at the ground floor of Novotel Manila boasts of endless things to see, do, eat and drink. Purple Plum Fairy recently had the opportunity to visit this new spot where wine-loving locals will surely enjoy visiting. 

With an epic wine list paired with Spanish bistro-inspired foods, you can drink and eat to your heart's content. Get in early to snag a table or if you're more of a night owl, come in for a midnight feast as they're open until 2AM. 

With the impressive wines on the list, some of them by the glass, Sabor Bar de Vinos wine list is the must-go place to find out what’s at the forefront of winemaking industry. As their name implies, Sabor de Vinos means Taste the wine. So go ahead, gulp up, taste their wine at its finest. Salud!

Caritas Manila Holds Celebrity Bazaar lead by Heart Evangelista on October 18 at SM Megamall

Would you like to help the needy yet dreaming to own preloved items (ukay-ukay style) from your favorite celebrities? Yes, you can do both and more when you shop at Caritas Manila's Celebrity Bazaar happening this Thursday, October 18, 2018 at the 2 level of The Mega Atrium in SM Megamall. The said charity bazaar will be open from 1:00PM until 10:00PM. Entrance fee is Php500 per person. 

Caritas Manila Executive Director Fr. Anton CT Pascual with Ms. Heart Evangelista-Escudero, Caritas Manila Celebrity Bazaar event ambassador

The bazaar will feature pre-loved luxury items up for sale from generous celebrity donors Heart Evangelista, Alden Richards, Ruffa Gutierrez, Dr. Vicki Bello, Scarlet Snow Belo, Cristalle Bello, Bang Pineda, Teacher Georcelle, Toni Gonzaga, Zsa Zsa Padilla, Vice Ganda, Iza Calzado, Divine Lee, Jinkee Pacquiao, Manny Pacquiao and premier designers Michael Cinco and Cary Santiago. Heart Evangelista is this year’s Event Ambassador.

Heart Evangelista was all-smiles as she was welcomed and introduced to media guests

"For me, a project such as this is no-brainer. I've always been happy to help in whatever way I can. Being looked up to by a lot of people, as an artist, I know I have the means as well as I can encourage more people to lend a helping hand to those in need,"said Heart during the press conference. 

On how Caritas Manila made Heart said yes to this project, this is what Heart has to say:

Proceeds from this year’s bazaar will be given to the Youth Servant Leadership and Education Program (YSLEP) of Caritas Manila. The program sends and supports less fortunate but deserving students nationwide to their college or university of choice.        

Caritas Manila Executive Director Fr. Anton CT Pascual tells how the bazaar funds their educational program

“We at Caritas Manila are so grateful for the generosity and enthusiasm of these celebrities to help YSLEP scholars,” comments Fr. Anton CT Pascual, Caritas Manila Executive Director.  Their assistance will go a long way in proving education and support can help realize the potentials of our future leaders coming from the ranks of the poor.”

Heart Evangelista says she is very happy to help send the underprivileged youth back to school

Now on its second year, the very first Caritas Manila Celebrity Bazaar was held two years ago with former beauty queen and Miss Universe Pia Wurtzbach as the Event Ambassador. The said bazaar alone has earned enough funds to support 5,000 YSLEP Scholars. There are between 3,000 to 5,000 YSLEP scholars nationwide. They are provided with a college or vocational degree which allows them 98 percent chance of helping their respective families to overcome poverty. 

To date, more than 10,000 YSLEP scholars have graduated from college and vocational schools nationwide especially from the poorest provinces.

Caritas Manila is one of the biggest non-profit organizations in the country led by its chairman, Cardinal Luis Antonio Tagle.

Here, Heart Evangelista invites everyone to come and visit the Caritas Manila Celebrity Bazaar:

For more information, visit Caritas Manila at 2002 Jesus Street, Pandacan, Manila or call 562-0020 to 25, email caritas_manila@yahoo.com, or log on to www.caritasmanila.org.ph.