Sun Life's Kaakbay: Stories of Lifetime Partnerships

A lifetime partner is someone who is a trusted companion... and that you can rely on at all times. Some people may have been lucky to have found their lifetime partner early in their lives. It may be someone from their family, a good friend, their significant other, fiance or spouse, among many others for as long as they have found profound soul connections. 

I like to think of a life partner as any person we have formed a long-term connection with. These are the big relationships in our lives, the natural, symbiotic arrangements that we have fallen into over time. These relationships can be purposefully cultivated or develop completely by happenstance. They can also take many forms. These special individuals are a guiding presence in our lives. By sharing their experiences, offering advice, and critiquing our work, they help us reach our potential. The fit of your relationship is familiar, practiced, likely cultivated over many years of shared joy, tears, and adventures. If you’re lucky, your other life partners likely started in this category.

Sun Life Financial Celebrity Ambassadors Inigo Pascual, Enchong Dee, Charo Santos-Concio, Piolo Pascual and Matteo Guidicelli

I recently attended the launch of Sun Life Philippines' KAAKBAY: Stories of Lifetime Partnership held at the posh ballroom of Sofitel Philippine Plaza. This new campaign of Sun Life Financial Philippines hopes to encourage Filipinos to find that partner who will help them shine to their full potential. 

Also present during the said media launch were Sun Life Celebrity Ambassadors Piolo Pascual, Inigo Pascual, Enchong Dee, Matteo Guidicelli and Ms. Charo Santos-Concio. They too shared their personal stories and experiences for Sun Life Financial's latest campaign called "Kaakbay: Stories of Lifetime Partnerships." They even made videos which shows how their lives were made brighter with the help of their respective lifetime partners, who believed in them, supported them and inspired them. 

Finally: Life Insurance for Senior Citizens and the Elderly

I once read somewhere: “If the weather forecast says there is a 50 percent chance of rain, would you bring an umbrella? What if I told you there is a 100 percent chance you will die; how much life insurance would you get?”

For most Filipinos, they think getting an insurance sucks because they feel like it’s a bummer to their planned budget travels or because it sounds oh-so repetitively advertised by almost everyone, that even their distant weird relative tries to get in touch with you after a long time. Insurance may feel like a scam that agents out there seem out to rob you of your money. Insurance sucks because it sounds so morbid and it doesn’t even add up to your bucket list of skydiving or seeing the northern lights. Insurance sucks because we all hate 

being sold to and you don’t want to give your hard-earned money to those annoying people who keep telling you to save. 

For the millennials, insurance sucks because you are forced to become an adult when you’re still quite unsure if you’re way past your puberty. Insurance sucks because suddenly you need to think about others when you just want to think about yourself. Insurance sucks because despite that you hate it, you know you need it. Insurance sucks because if ever you don’t start today and something does really happen, you wish you’ve started earlier. So look no further, find that annoying financial adviser who can guide you in insurance. Trust me, it’s a necessary pain in the ass. But we all need them. 

Senior citizens had something to be happy about! Finally, a health and insurance coverage for seniors (age 50 and up) with SUN SENIOR CARE!

Senior citizens had something to be happy about

Money Tricks for the Homemaker

Frugality is not a bad word and so does being kuripot. It’s all about sensible spending and cutting down  on luho (luxury).  To ride out the tough times, squeeze that peso until Dr. Jose Rizal squeals.

So how exactly should we handle our money? Here’s a simple guide to your financial happiness. According to financial experts, only 10 percent should go to our WANTS (which includes travel, gadgets, clothes, etc.), 10 percent goes to EDUCATION (training, seminar, workshops), 10 percent goes to ASSURANCE FUND (Safety fund, HMO, Health fund), 10 percent goes to LIFESTYLE FUND (luxury living, cinema, spa), 10 percent must go to TITHES (church, charity, donations), 40 percent must go to HOME (Necessities, Food, Transpo, Bills) and another 10 percent is for YUMMY (young millionaire investments and business.).

Note: Percentage shown in each purposed are just examples, you may change it base on what you need and what you want. Just make sure that the total percentage is 100%. 

We have to pay our monthly bills before it's due date

The sad part is that in terms of financial priorities, 52 percent of young families place expenses such as cable and cellphone bills ahead of buying life insurance. Think about what matters most. 

A Beginner's Guide to Investing in Mutual Funds

If you have P100,000 and would ask me what I can invest it in, I would advise you without batting an eyelash, to invest in a mutual fund.   Forget about starting a business with your 100,000.  You know why?  If you really know what business to engage in, you would not be asking me anymore.   You know,  If you have attempted to start a business but failed eventually, then sometimes it pays to look in another direction.   Why go into business with a high overhead and end up with a deficit and eventually even go bankrupt?  There is a better alternative for people who are still surfing about the best business to start, your money is safely managed and it could grow depending on the market and economy.    

Now, you’ll probably tell me, but I have no idea what a mutual fund is; what if I lose money in the long run?  Well, this I can tell you, all businesses are risky and all businessmen are risk-takers.   Besides, all businesses need an initial investment, and so is the mutual fund.   Sadly, only a few percent of Filipinos know what a mutual fund is and how it works.   The science of mutual fund is still a vague concept to most Filipinos, but that’s the reason why there are financial advisers and fund managers.